Bank of Baroda is presently offering one of the lowest interest rates on home loans. Read

this article to know details of Bank of Baroda home loan to analyze whether how can you take

a housing loan.

• Home loan interest rate
• Processing fee on the loan

• rel="noopener noreferrer">Home loan schemes

• Eligibility criteria required for the loan

• target="_blank" rel="noopener noreferrer">Bank of Baroda home loan EMI

  calculator

• Documents checklist
• Customer care number
• Application form details

Bank of Baroda Home Loan Interest Rate November 2023

Go through the table below to check the interest rate, loan amount and processing fee on Bank

of Baroda home loan.

Bank of Baroda Housing Loan Eligibility

On the basis of the

target="_blank" rel="noopener noreferrer">eligibility given in the table below,

banks consider whether or not you are eligible for the loan or not.

Bank of Baroda Home Loan Documents List

Checkout the list of documents given below which you need to submit with the application

form.

How to apply for Bank of Baroda home loan?

Wishfin is an online platform that has an expertise in providing affordable housing loans. By

applying at Wishfin, you get:

• Get to know

  target="_blank" rel="noopener noreferrer">Bank of Baroda home loan interest

  rate as per your income

• Instant approval if you match the criteria
• Genuine and expert advise from experts

Bank of Baroda Home Loan EMI Calculator

Like the loan amount eligibility, you can also calculate the EMI using

href="/home-loan-emi-calculator/" target="_blank"

rel="noopener noreferrer">home loan EMI calculator. The calculator takes into

account the loan amount availed, Bank of Baroda

href="/home-loan-interest-rates/" target="_blank"

rel="noopener noreferrer">home loan interest rate and loan tenure to arrive at the

sum. Here is an example for your reference.

Details on Margin Loan to Value (LTV) for Home Loans

LTV indicates the portion of property value that can be financed by a lender to a borrower.

Margin, on the other hand, is a percentage of the property value to be paid by a borrower to

avail a loan from the lender.

Maximum Home Loan Amount for Salaried Professionals

What is the processing fee for Bank of Baroda Home Loan?

The processing fee applicable on Bank of Baroda housing loan offered by the bank is one of

the lowest. The fee you have to pay goes maximum up to 0.50% of the loan amount or a maximum

of ₹7,500 + 18% GST.

Types of Bank of Baroda Home Loan

Bank of Baroda provides home loan under three categories, namely-

• Baroda Home Loan & Home Improvement Loan
• Baroda Home Loan Advantage
• Baroda Top-Up Loan

Baroda Home Loan Advantage

This scheme is for the borrowers who have the requirement of loan amount upto ₹ 75 lakhs

where normal home loan rate is applicable. For loan amount above ₹75, the rate is 0.25% more

than normal home loan rate.

Bank of Baroda Home Loan Application Form

You can download the application form from the official website of Bank of Baroda. Or, when

you will apply at Wishfin, you will get the application form which you can fill and submit

along with the listed documents. You have to mention the following details on the form:

• Personal details such as name, age and gender
• Professional details income, employer’s name, professional stability
• Residence and correspondence address
• Contact details such as email ID, mobile number
• Aadhaar Number
• PAN
• Required loan amount
• Co-borrower or co-applicant’s details, if any

Bank of Baroda Home Loan Application Status

You can check the status of your Bank of Baroda home loan application by contacting the

Wishfin executive if you apply through Wishfin. Otherwise you can check the loan application

status online via bank’s official website.

Bank of Baroda Home Loan Statement

You can request the bank at the time of loan approval to provide you the statement on your

email ID. Do check the statement regularly so that you can budget well to pay off the loan

in a hassle-free manner.

Bank of Baroda Home Loan Contact Number

You can dial the toll-free number- 1800 22 33 44, 1800 102 44 55 to get all your queries and

complaints regarding the home loan resolved. So, feel free to raise queries on Bank of

Baroda home loan.

Bank of Baroda Home Loan FAQs